Wednesday, January 02, 2008

HSBC Bank Credit Card Anyone?

Well, the holidays are over and you are reeling from the small fortune you spent for holiday gifts. But, don’t panic. There is some good news on the horizon. HSBC Bank is offering a number of credit cards with a special 0% introductory APR for balance transfers and purchases for 12 months. In addition, during this introductory promotional period, there are no fees for balance transfers. And, of course, there are no annual fees. If you have outstanding balances on your current cards, why don’t you transfer them to a new HSBC credit card? You can avoid huge finance fees and, with the money, you save you can deposit it in to your interest bearing bank account(s). Personally, I calculate the total for my balance transfer then invest that amount in to a 1 year high-yield CD. At the end of the year, when the CD matures, I use the principle balance to pay off my HSBC credit card and I get to keep the interest. If these aren’t enough reasons to go ahead and apply for a HSBC credit card, here are some additional benefits:

  • Free online Bill Pay

  • Purchase Protection

  • Master RoadAssist® Roadside Service (1-800-MC-ASSIST)

  • MasterRental® Insurance Coverage

  • MasterCard Travel Assistance Services

  • 24-hour toll-free assistance with lost or stolen cards, emergency card replacement and emergency cash advances



2 comments:

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